Payment apps like Zelle make transferring funds easy. Unfortunately, they also make it easy for scammers to get ahold of your money. In 2021 alone, users lost around $440 million…
In the housing industry, it’s called “negative equity". In the automotive industry it’s called being “upside down". In both cases, it means the same thing: You owe more money on…
Realizing you have a low credit score — or no score at all — can be alarming, especially if you learn this information via a denied loan application. But if…
It has been really difficult lately for many people to make ends meet, and this is especially true for one-income families. Many families are confronted with a family member unexpectedly losing…
The United States General Services Administration, which manages the functioning of federal agencies, sets per diem rates for federal employees traveling on official business in the continental U.S. Per-diem rates cover…
I do a lot of shopping at garage sales. I’ve probably been to hundreds of them over the years, and I’ve learned to size them up quickly to tell if…
A cash tax refund anticipation loan, also known as an RAL, is a way for a tax filer to get their refund immediately. The tax preparation company prepares the consumer’s…
Lately, it seems as if most customer service representatives are either not empowered to help you or that they have actually been instructed not to. It has gotten to the…
The desire to accumulate physical objects seems to be inherent, present in the little girl who collects Barbie dolls or the late-night TV host who keeps 126 classic cars and…
This past weekend, for the first time in my adult life, I was the victim of identity theft. How To Respond To Unauthorized Transactions In Your Bank Account We were…
Most of us could use a little extra cash. Maybe you’d like more money to pay down debt or build up an emergency fund. Maybe you have no debt and plenty of savings,…