There are specialists whose job it is to help you with things like investing, taxes, retirement planning, and budgeting. A financial adviser is a professional who has all of these skills. 9 finest Financial advisers Here is a list of financial advisers who we think are some of the finest. 9 Best Financial Advisors
Our top choice gives good guidance and has a payment plan that makes its staff easy for most people to reach. Also, it’s a well-known corporation with a long history of success.
Best Financial Advisors of 9 Best Financial Advisors
- Fidelity Investments: Best Overall
- Zoe Financial: Best Matching Service
- J.P. Morgan Personal Advisors
- Vanguard Personal Advisor Services
- Betterment
- Harness Wealth
- Facet Wealth
- Charles Schwab
- Prudential
1. Fidelity Investments: Best Overall of 9 Best Financial Advisors
Fidelity Investments is our best pick, hands down. The company has built a track record of providing quality financial services to its customers since its founding in 1946. Fidelity is well known as a broking, but the company’s services span far beyond the stock market.
The company also offers investment advice, general financial advisory services, and comprehensive financial planning.
Fidelity Currently Offers Four Levels of Advice:
- Fidelity Go: Fidelity Go is the company’s robo-advisory service. The service is a registered investment advisor that takes much of the work out of the investment process. You won’t pay a penny in advisory fees for the services until you have at least $25,000 in your investment account. After that, the fee is 0.35% of assets under management annually. But if you’re looking for a human advisor, this isn’t the option for you.
- Fidelity Managed FidFolios℠: A team of Fidelity professionals creates a customized stock portfolio. You need a minimum investment of $5,000, and your team of professionals makes all the investing decisions using a tax-optimised strategy. The fee is a percentage of assets under management, ranging from 0.4% to 0.7%.
- Fidelity Advisory Services Team: This plan provides access to a team of advisors and includes digital tools to help you make important investing, saving, and wealth management decisions. The actively managed portfolio requires a $50,000 minimum investment and uses tax-advantaged strategies with an advisory fee of 1.10% of assets under management.
- Fidelity Wealth Management: Fidelity Wealth Management is the company’s comprehensive financial and investment advice service. The company assigns you a dedicated financial advisor who helps you navigate investment, tax, insurance, and estate planning. Gross advisory fees typically range from 0.2% to 1.5% annually, and this service has a $250,000 account minimum.
- Fidelity Private Wealth Management: Fidelity Private Wealth Management is designed for high-net-worth customers with at least $10 million in investable assets and at least $2 million invested with Fidelity. The service comes with an entire team of dedicated financial and investment advisors to help you navigate the complexities of managing significant assets and planning for the future. The service comes with a reasonable fee structure, with advisory fees that range from 0.20% to 1.04%.
Whether you’re looking for quality, low-cost investment advice or need help managing multiple areas of your finances, Fidelity has you covered.
2. Zoe Financial: Best Financial Advisor Matching Service
Zoe Financial isn’t really a financial advising business, but it absolutely belongs on our list. The organisation is like a middleman that helps you discover a financial adviser that fits your budget and offers the services you need.
The best thing about the service is that all of the financial experts it sends users to don’t charge a fee. That implies they won’t try to sell you a financial product that doesn’t meet your requirements merely to make money off of it. The resources that Zoe Financial suggests, on the other hand, are tailored to your specific financial requirements and have no conflicts of interest.
The greatest thing is that Zoe Financial’s services are free for you. The firm makes money by charging financial advisers on its platform fees for advertising, so the end user never has to pay.
Additional Features:
- Find Local Advisors: Zoe Financial has a network of financial advisors across the United States. Chances are, a few of them are right in your neighbourhood. It’s a perfect fit if you’re more interested in face-to-face service than talking to a broker on the phone or relying on a robo-advisor.
- The Zoe Blog: The Zoe Blog features hundreds of articles on various financial topics, including several that help guide you through choosing and working with a financial advisor.
Read our Zoe Financial Review for more information.
3. J.P. Morgan Personal Advisors
J.P. Morgan Personal Advisors is a team of financial advisors who help you build customised financial plans, including expert-built portfolios. They charge 0.4% to 0.6% of assets under management (the more you have invested, the lower the percentage).
The J.P. Morgan Personal Advisors plan combines a robo-advisor with automatic portfolio management and access to a team of financial advisors to create a customised plan and answer your questions.
Additional Features:
- Comprehensive team: Your team of professionals gets to know you, your financial situation, and your goals. This is how they help curate the best financial plan for your situation.
- Professional portfolio: Your risk tolerance, goals, and amount of capital will determine the best way to invest your funds, creating a portfolio that helps you meet your goals.
- Automatic rebalancing: Your portfolio will be automatically rebalanced as the market changes to ensure your investments stay on track to meet your goals.
- Collaborate online: You can see your portfolio in real time, as well as make any adjustments with your team of advisors as your funds, goals, and risk tolerances change.
